Find Your Path to Financial Peace

I help families create personalized financial plans using the proven Dave Ramsey Baby Steps program. From debt elimination to wealth building, let's work together to secure your financial future.

Debt-Free Journey Expert

Dave Ramsey Certified

Proven Results

Your Guide to Financial Freedom

Hi, I'm Porter Hoskins, and I'm passionate about helping people achieve financial peace. I specialize in guiding families through the Dave Ramsey Baby Steps program, providing personalized coaching and accountability every step of the way.

Porter Hoskins, certified personal finance coach specializing in Dave Ramsey Baby Steps program

The Dave Ramsey Baby Steps

I'll guide you through each step of this proven system that has helped millions achieve financial peace.

1Save $1,000 Emergency Fund

Start with a small emergency fund to break the debt cycle.

2Pay Off All Debt (Except House)

Use the debt snowball method to eliminate all non-mortgage debt.

33-6 Months Emergency Fund

Build a full emergency fund for complete financial security.

4Invest 15% for Retirement

Start building wealth for your future retirement.

5Children's College Fund

Save for your children's education expenses.

6Pay Off Home Early

Eliminate your mortgage and own your home outright.

7Build Wealth & Give

Continue building wealth and give generously to others.

I'm currently working on Baby Steps 4, 5, and 6

From $35,000 in Debt to Millionaire Path

My wife and I started our marriage with $35,000 in debt. Today, we're on track to become millionaires. Here's how we did it, and how I can help you do the same.

The Starting Point

$35,000

Combined debt when we got married - credit cards, student loans, and car payments weighing us down.

The Journey

Steps 1-3

We followed the Baby Steps religiously - built our emergency fund, paid off all debt, and secured our foundation.

Building Wealth

Steps 4-6

Now we're investing 15% for retirement, saving for our kids' college, and paying extra on our mortgage.

How I Can Help You

Personalized coaching and support to guide you through your financial transformation.

One-on-One Coaching

Personalized financial coaching sessions

Custom budget creation and optimization
Debt elimination strategy planning
Investment and retirement planning
Accountability and ongoing support

Baby Steps Guidance

Step-by-step program implementation

Complete Baby Steps roadmap
Monthly progress check-ins
Goal setting and milestone tracking
Motivation and encouragement

Ready to Start Your Journey?

Let's schedule a free consultation to discuss your financial goals and create a personalized plan.

Get In Touch

Contact me directly for a free consultation

(385) 323-0924

porter@porterhoskins.com

Available for virtual consultations nationwide